The Insurance industry (Life and General) is undergoing a transformation globally. In the developed countries, a lot of activity is seen in the development of new & value added products. Also the way these products are sold/distributed is getting a fresh new look. Traditional applications of technology are changing and lessons are being learned on making Technology an inseparable engine of growth. Here at home, our doors have finally opened and we believe that the majors are still testing waters here. 2005 and ahead, the manpower needs of this sector will overshadow even that of the outsourcing/BPO activity we are witnessing. The FogHorn team is ready to partner in this forthcoming revolution, our clients can open the doors and help us develop core expertise while we will commit the necessary resources and be ready to receive the ‘Big Bang' when it comes.